Honest insurance, Texas-strong service.
How the guarantee works Bring us your current auto or home declarations page. If we can't match or beat it on equal coverage, we'll write you a $200 check. One per household. No fine-print games.One application. Twenty top carriers compared side by side. We've been finding our neighbors the right coverage at the right price since day one, and we re-shop every renewal so it stays that way.
If you can drive, ride, or live in it, we probably insure it.
Six lines of coverage, all under one roof. Bundle for better rates, manage everything in one place, and call one person when life happens.
Auto Insurance
Coverage no matter your history. Full coverage, liability, uninsured motorist, and rental reimbursement when life gets bumpy.
Get an auto quote →Home Insurance
Dwelling, contents, liability, and other structures, built to actually rebuild your home, not just check a box.
Get a home quote →Life Insurance
Term and whole life policies through trusted carriers. Plain English, no pressure. Just the right policy for your people.
Talk to us about life →Boat Insurance
On the water and on the trailer. Fishing gear, sonar, and personal effects endorsements available. Yes, even the cooler.
Talk to us about boats →Commercial Insurance
BOPs, general liability, workers comp, and business interruption. Built for the trades, the shops, and the small businesses we know by name.
Talk to us about commercial →Liability & Umbrella
Extra protection above your auto and home limits. Recommended when there's more on the line than the minimum will cover.
Talk to us about umbrella →The independent advantage
We don't work for an insurance company. We work for you, and we shop the whole market to prove it.
One application
Give us your info once. We do the legwork across every carrier we partner with so you don't have to fill out a dozen forms.
We shop, you save
We compare 20+ carriers up front, then re-shop your coverage at every renewal, not just when you ask. The best rate finds you.
Real people, real desks
When you call, you get Amanda or Shannon, not a phone tree. And if nothing else, come by for a free drink.
Service that earns five stars.
Four hundred neighbors have left us a review on Google. We are proud of every single one and we will keep working for the next one.
Every rating on this page is real, public, and posted by an actual client.
Insurance the way it should be. Built on handshakes, not hold music.
Town & Country Insurance is an independent agency right here in the Greenville, TX area. That means we're not tied to any single insurance company. We shop carriers on your behalf and bring back the option that actually fits your life.
- Family-owned, locally-operated, here when you need us
- Coverage for auto, home, life, boat, commercial, and liability
- We re-shop your coverage every renewal, not just when you ask
- Plain-English policy reviews. No jargon, no surprises
- $20 gift card for every household you refer to us, even if they don't buy
One application. Twenty top carriers compared.
We shop the whole market on your behalf, every time.
Insurance, demystified.
We get the same questions a lot, so we wrote real answers. Here are a few of the most common ones. There's 50+ more in our full FAQ.
See all FAQs →What does "full coverage" actually mean?
Full coverage means you're covered for your own car, not just the other guy's. It combines collision (you hit something), comprehensive (something hits you, like hail or a tree), and liability. It's typically required if you lease or finance.
Is the Texas minimum (30/60/25) really enough?
It's the legal minimum, but we recommend either 50/100/50 split limits or a $500,000 combined single limit (same idea, written differently). The extra protection costs very little and the gap between minimum and serious-accident reality is where people get hurt financially.
Does home insurance cover flooding?
No. Most homeowners policies cover water damage from things like burst pipes, but flooding from outside (rivers, heavy rain, storm surge) requires a separate flood policy. We can help you get one if you need it.
Do I really need umbrella insurance?
If your net worth is higher than your auto + home liability limits, yes. An umbrella policy adds an extra million (or more) of liability coverage for relatively little. It's cheap insurance against a lawsuit that exceeds your other policies.
Is workers comp required in Texas?
Texas is unusual. Workers comp isn't legally required, but we strongly recommend it for any business with employees. Going without leaves you personally exposed to injury lawsuits with no statutory cap.